Buyers Credit Report Mortgage Loans

You and Your Credit Report

You and Your Credit Report Consumer reporting companies have the ability to provide consumer reports and risk scores to a wide range of businesses, including Mortgage Brokers and Lenders. To ensure the accuracy and completeness of your credit information, it is highly recommended review of your credit reports from the three major consumer reporting companies. […]

Buyers Down Payment Mortgage Loans Realtor® Resources Refinance VA Home Loans

Benefits of VA Mortgage Loans

Benefits of VA Mortgage Loans for Veterans In the realm of mortgage options, the VA Mortgage Loan stands out as a distinctive offering tailored to meet the unique needs of veterans and military personnel. This specialized loan program not only serves as a salute to service but also opens doors to homeownership by providing a […]

Buyers Mortgage Loans Realtor® Resources Temporary Rate Buydown

Temporary Rate Buydown

Temporary Rate Buydown: A Comprehensive Guide Welcome to our comprehensive guide on temporary rate buydowns! Whether you are a homebuyer looking to purchase your dream house or a real estate agent wanting to provide valuable information to your clients, this blog post is for you. Temporary rate buydowns can be a beneficial tool in the […]

Adjustable Rate Buyers Fixed-Rate Mortgage Loans Realtor® Resources

Fixed Rate Mortgage vs. Adjustable Rate Mortgage

Fixed Rate Mortgage vs. Adjustable Rate Mortgage: Which is Right for You? As a homebuyer or a homeowner, choosing the right mortgage can have a significant impact on your financial future. One of the most important decisions you’ll need to make is whether to opt for a fixed-rate mortgage or an adjustable-rate mortgage (ARM). Treasury […]

Interest Rates Mortgage Loans

Understanding Mortgage Rates

Understanding Mortgage Rates: A Comprehensive Guide for Homebuyers and Homeowners Purchasing a home is one of the most significant financial decisions you will ever make. Whether you are a first-time homebuyer or a seasoned homeowner looking to refinance, understanding mortgage rates is crucial in making informed decisions about your home loan. With the ever-changing real […]

Interest Rates Mortgage Loans Realtor® Resources

Federal Reserve and the Housing Market

Federal Reserve and the Housing Market How the Federal Reserve’s Decision Impacts the Housing Market and Mortgage Rates The Federal Reserve plays a significant role in the United States economy, and its decisions have far-reaching effects on various sectors, including the housing market. For individuals looking to buy a home or refinance their mortgage, understanding […]

Buyers Mortgage Loans Pre-Qualification Realtor® Resources

The Power of Pre-Qualification

The Power of Pre-Qualification with Treasury Funds Home Loans, Inc. In the bustling world of California real estate, the key to securing your dream home is often hidden in the details—specifically, the benefits of being pre-qualified for a home mortgage loan. Whether you’re a seasoned homeowner, a first-time buyer, or a real estate agent navigating […]

3% Down Mortgage Loans

3%-3.5% Down Payment – Conventional vs FHA

If you’ve ever wondered what the difference is between a 3% down conventional loan and a 3.5% FHA loan, please see the at-a-glance chart below. These are the main differences between the 2 loans. For more information, please give us a call 949-212-2128, anytime! Conventional Financing FHA Financing At least 1 borrower must be first […]