Buyers Pre-Qualification

Figuring Your Debt-to-Income Ratio

Figuring Your Debt-to-Income Ratio Calculating your debt-to-income ratio (DTI) is a crucial step in the mortgage loan application process. Lenders use this ratio to assess your ability to manage monthly mortgage payments in relation to your existing debts. The DTI is expressed as a percentage and is calculated by dividing your total monthly debt payments […]

Buyers Down Payment Pre-Qualification

Importance of Saving for a Down Payment

The Importance of Saving for a Down Payment Purchasing a home is a significant milestone in many people’s lives. It not only provides a sense of stability and security but also offers the opportunity to build equity and create a place to call your own. However, one of the biggest hurdles to homeownership is saving […]

Buyers Mortgage Loans Pre-Qualification Realtor® Resources

The Power of Pre-Qualification

The Power of Pre-Qualification with Treasury Funds Home Loans, Inc. In the bustling world of California real estate, the key to securing your dream home is often hidden in the details—specifically, the benefits of being pre-qualified for a home mortgage loan. Whether you’re a seasoned homeowner, a first-time buyer, or a real estate agent navigating […]