Treasury Funds Home Loans News

3% Down Mortgage Loans

3%-3.5% Down Payment – Conventional vs FHA

If you’ve ever wondered what the difference is between a 3% down conventional loan and a 3.5% FHA loan, please see the at-a-glance chart below. These are the main differences between the 2 loans. For more information, please give us a call 949-254-4721, anytime! Conventional Financing FHA Financing At least 1 borrower must be first […]

Cash-Out Debt Consolidation HELOC

Need Cash? Debts? Home Improvement? How About HELOC?

These past few years, rates have been so low that homeowners were able to refinance and get cash out while lowering their interest rate at the same time. For those lucky enough to have an interest rate better than the going rate of today, but need some cash, Home Equity Line of Credit (HELOC) could […]

Down Payment Assistance Purchase

Down Payment Assistance

Attention Prospective Home Buyers in California! Homebuyer Assistance Programs are here and ready to help you with your down payment. There are many different DPA programs offered in California. Each program has their own guidelines. Some of the Down Payment Assistance programs require buyer to be a first time home buyer, some do not. Some […]


6 Steps: Preparing to Buy a Home

There are many things to take into consideration when preparing to buy a home. Below, I have outlined 6 key issues that are important for you, a prospective homebuyer, to address. Each item is detailed below the outline. Review your credit Lower your debt, if possible Save as much as you can toward a down […]

Adjustable Rate Mortgage Conventional Loans FHA Home Loans Jumbo Loans Mortgage Loans VA Home Loans

Purchase & Refinance Programs at a Glance

Let US Get YOU the RIGHT Loan! With so many choices for your mortgage loan needs, we’re here to help get you the right loan. We will find you the loan with the best rate & terms available for your needs Click here for a summary of loans and guidelinesContact Treasury Funds Home Loans, Inc. […]

Rental Market

California’s Rising Rents

California’s Rising Rents California has been seeing rapidly risings rents since 2021. Not unlike the spike in costs for goods and services, rent is rising faster than worker incomes, especially here in California. A reason behind these rent increases is due to demand being greater than existing supply. Much construction has been delayed due to […]

Purchase Savings

No-Cost Appraisals

No-Cost Appraisals For loans submitted before June 30, 2022, we will reimburse buyer’s appraisal fee at closing. This no-cost appraisal applies to the purchase of a primary residence whether your financing is conventional, government, or a jumbo purchase loan. We know that every bit of savings is helpful when it comes to making an investment […]