Treasury Funds Home Loans News

3% Down Mortgage Loans

3%-3.5% Down Payment – Conventional vs FHA

If you’ve ever wondered what the difference is between a 3% down conventional loan and a 3.5% FHA loan, please see the at-a-glance chart below. These are the main differences between the 2 loans. For more information, please give us a call 949-212-2128, anytime! Conventional Financing FHA Financing At least 1 borrower must be first […]

Cash-Out Debt Consolidation HELOC

Unlocking Cash: The Power of Home Equity Line of Credit

Unlocking Cash: The Power of Home Equity Line of Credit Unlocking the hidden potential within your home has never been more accessible, thanks to the powerful financial tool known as the Home Equity Line of Credit (HELOC). In the era of record-low interest rates, homeowners have been quick to seize opportunities for refinancing, capitalizing on […]


6 Steps: Preparing to Buy a Home

There are many things to take into consideration when preparing to buy a home. Below, I have outlined 6 key issues that are important for you, a prospective homebuyer, to address. Each item is detailed below the outline. Review your credit Once you decide you may be in the market to buy a home, you’ll […]

Rental Market

California’s Rising Rents

California’s Rising Rents California has been seeing rapidly risings rents since 2021. Not unlike the spike in costs for goods and services, rent is rising faster than worker incomes, especially here in California. A reason behind these rent increases is due to demand being greater than existing supply. Much construction has been delayed due to […]

Purchase Savings

No-Cost Appraisals

No-Cost Appraisals For loans submitted before June 30, 2022, we will reimburse buyer’s appraisal fee at closing. This no-cost appraisal applies to the purchase of a primary residence whether your financing is conventional, government, or a jumbo purchase loan. We know that every bit of savings is helpful when it comes to making an investment […]