Conventional, Conforming, 30 Year Fixed-Rate, 50 Year Mortgage History Year Average Interest Rate Average Points 1972 7.38 0.9 1973 8.04 1.0 1974 9.19 1.2 1975 9.05 1.1 1976 8.87 1.2 1977 8.85 1.1 1978 9.64 1.3 1979 11.20 1.6 1980 13.74 1.8 1981 16.63 2.1 1982 16.04 2.2 1983 13.24 2.1 1984 13.88 2.5 1985 […]