Interest Rates Mortgage Loans Realtor® Resources

Federal Reserve and the Housing Market

Federal Reserve and the Housing Market How the Federal Reserve’s Decision Impacts the Housing Market and Mortgage Rates The Federal Reserve plays a significant role in the United States economy, and its decisions have far-reaching effects on various sectors, including the housing market. For individuals looking to buy a home or refinance their mortgage, understanding […]

Buyers Mortgage Loans Pre-Qualification Realtor® Resources

The Power of Pre-Qualification

The Power of Pre-Qualification with Treasury Funds Home Loans, Inc. In the bustling world of California real estate, the key to securing your dream home is often hidden in the details—specifically, the benefits of being pre-qualified for a home mortgage loan. Whether you’re a seasoned homeowner, a first-time buyer, or a real estate agent navigating […]

3% Down Mortgage Loans

3%-3.5% Down Payment – Conventional vs FHA

If you’ve ever wondered what the difference is between a 3% down conventional loan and a 3.5% FHA loan, please see the at-a-glance chart below. These are the main differences between the 2 loans. For more information, please give us a call 949-212-2128, anytime! Conventional Financing FHA Financing At least 1 borrower must be first […]

Cash-Out Debt Consolidation HELOC Refinance

Unlocking Cash: The Power of Home Equity Line of Credit

Unlocking Cash: The Power of Home Equity Line of Credit Unlocking the hidden potential within your home has never been more accessible, thanks to the powerful financial tool known as the Home Equity Line of Credit (HELOC). In the era of record-low interest rates, homeowners have been quick to seize opportunities for refinancing, capitalizing on […]

Purchase Savings

No-Cost Appraisals

No-Cost Appraisals For loans submitted before June 30, 2022, we will reimburse buyer’s appraisal fee at closing. This no-cost appraisal applies to the purchase of a primary residence whether your financing is conventional, government, or a jumbo purchase loan. We know that every bit of savings is helpful when it comes to making an investment […]