Elimination of ADU Owner-Occupancy Requirements Title: The Evolution of ADU Legislation in California: Breaking Down AB 976 and Its Impact on Housing Introduction: In the ongoing quest to address California’s housing challenges, Accessory Dwelling Units (ADUs) have emerged as a noteworthy solution. While not a panacea for all housing problems, California lawmakers have increasingly embraced […]
Treasury Funds Home Loans, Inc. News & Info
Benefits of VA Mortgage Loans
Benefits of VA Mortgage Loans for Veterans In the realm of mortgage options, the VA Mortgage Loan stands out as a distinctive offering tailored to meet the unique needs of veterans and military personnel. This specialized loan program not only serves as a salute to service but also opens doors to homeownership by providing a […]
Importance of Saving for a Down Payment
The Importance of Saving for a Down Payment Purchasing a home is a significant milestone in many people’s lives. It not only provides a sense of stability and security but also offers the opportunity to build equity and create a place to call your own. However, one of the biggest hurdles to homeownership is saving […]
Temporary Rate Buydown
Temporary Rate Buydown: A Comprehensive Guide Welcome to our comprehensive guide on temporary rate buydowns! Whether you are a homebuyer looking to purchase your dream house or a real estate agent wanting to provide valuable information to your clients, this blog post is for you. Temporary rate buydowns can be a beneficial tool in the […]
Fixed Rate Mortgage vs. Adjustable Rate Mortgage
Fixed Rate Mortgage vs. Adjustable Rate Mortgage: Which is Right for You? As a homebuyer or a homeowner, choosing the right mortgage can have a significant impact on your financial future. One of the most important decisions you’ll need to make is whether to opt for a fixed-rate mortgage or an adjustable-rate mortgage (ARM). Treasury […]
Understanding Mortgage Rates
Understanding Mortgage Rates: A Comprehensive Guide for Homebuyers and Homeowners Purchasing a home is one of the most significant financial decisions you will ever make. Whether you are a first-time homebuyer or a seasoned homeowner looking to refinance, understanding mortgage rates is crucial in making informed decisions about your home loan. With the ever-changing real […]
Federal Reserve and the Housing Market
Federal Reserve and the Housing Market How the Federal Reserve’s Decision Impacts the Housing Market and Mortgage Rates The Federal Reserve plays a significant role in the United States economy, and its decisions have far-reaching effects on various sectors, including the housing market. For individuals looking to buy a home or refinance their mortgage, understanding […]
The Power of Pre-Qualification
The Power of Pre-Qualification with Treasury Funds Home Loans, Inc. In the bustling world of California real estate, the key to securing your dream home is often hidden in the details—specifically, the benefits of being pre-qualified for a home mortgage loan. Whether you’re a seasoned homeowner, a first-time buyer, or a real estate agent navigating […]
3%-3.5% Down Payment – Conventional vs FHA
If you’ve ever wondered what the difference is between a 3% down conventional loan and a 3.5% FHA loan, please see the at-a-glance chart below. These are the main differences between the 2 loans. For more information, please give us a call 949-212-2128, anytime! Conventional Financing FHA Financing At least 1 borrower must be first […]
Unlocking Cash: The Power of Home Equity Line of Credit
Unlocking Cash: The Power of Home Equity Line of Credit Unlocking the hidden potential within your home has never been more accessible, thanks to the powerful financial tool known as the Home Equity Line of Credit (HELOC). In the era of record-low interest rates, homeowners have been quick to seize opportunities for refinancing, capitalizing on […]