Explore Flexible Mortgage Terms: Choose Any Duration Between 8 and 30 Years Having the flexibility to choose a mortgage loan term ranging from 8 to 30 years offers numerous benefits for borrowers. Customized repayment period means borrowers can tailor the loan term to their financial situation and goals. Shorter terms, like 8 to 20 years, […]
Buyers
Origination Fee Reduction Program
TFHL Inc Home Loan Origination Fee Reduction Program Under the TFHL Inc Home Loan Origination Fee Reduction Program, TFHL, Inc. is slashing its mortgage loan origination fees to a mere 0.50 points, offering an unprecedented reduction for borrowers. Throughout this period, Treasury Funds Home Loans, Inc. will be originating mortgage loans with a minimal mortgage […]
Key Qualities of a Good Real Estate Agent
What Qualities Define an Exceptional California Real Estate Agent? For both buyers and sellers, having a seasoned professional by your side can be a game-changer. Here are the key attributes to seek when on the lookout for the finest real estate agent in California: Unwavering Professionalism Outstanding real estate agents exude professionalism in every circumstance. […]
Boost Your Credit Score for a Better Mortgage Deal
Boost Your Credit Score for a Better Mortgage Deal Your credit score plays a crucial role in determining the interest rates and terms you’ll qualify for when applying for a mortgage. A higher credit score can save you money in the long run. If you’re planning to buy a home, it’s wise to take proactive […]
Understanding Loan Origination Fees
Understanding Loan Origination Fees When diving into the mortgage process, various fees emerge, with one common charge being the loan origination fee imposed by your mortgage broker for initiating your loan. These fees are not set in stone and can vary among brokers. Closing costs encompass the loan origination fee along with other charges like […]
The Mortgage Broker Advantage
The Mortgage Broker Advantage When it comes to securing a mortgage, many individuals instinctively turn to their local bank as the go-to option. However, there’s a compelling case for considering the services of a mortgage broker, and in this case, Treasury Funds Home Loans, Inc. stands out as a noteworthy choice. The question then arises: […]
You and Your Credit Report
You and Your Credit Report Consumer reporting companies have the ability to provide consumer reports and risk scores to a wide range of businesses, including Mortgage Brokers and Lenders. To ensure the accuracy and completeness of your credit information, it is highly recommended review of your credit reports from the three major consumer reporting companies. […]
Elimination of ADU Owner-Occupancy Requirements
Elimination of ADU Owner-Occupancy Requirements Title: The Evolution of ADU Legislation in California: Breaking Down AB 976 and Its Impact on Housing Introduction: In the ongoing quest to address California’s housing challenges, Accessory Dwelling Units (ADUs) have emerged as a noteworthy solution. While not a panacea for all housing problems, California lawmakers have increasingly embraced […]
Benefits of VA Mortgage Loans
Benefits of VA Mortgage Loans for Veterans In the realm of mortgage options, the VA Mortgage Loan stands out as a distinctive offering tailored to meet the unique needs of veterans and military personnel. This specialized loan program not only serves as a salute to service but also opens doors to homeownership by providing a […]
Importance of Saving for a Down Payment
The Importance of Saving for a Down Payment Purchasing a home is a significant milestone in many people’s lives. It not only provides a sense of stability and security but also offers the opportunity to build equity and create a place to call your own. However, one of the biggest hurdles to homeownership is saving […]