The Importance of Saving for a Down Payment Purchasing a home is a significant milestone in many people’s lives. It not only provides a sense of stability and security but also offers the opportunity to build equity and create a place to call your own. However, one of the biggest hurdles to homeownership is saving […]
Buyers
Temporary Rate Buydown
Temporary Rate Buydown: A Comprehensive Guide Welcome to our comprehensive guide on temporary rate buydowns! Whether you are a homebuyer looking to purchase your dream house or a real estate agent wanting to provide valuable information to your clients, this blog post is for you. Temporary rate buydowns can be a beneficial tool in the […]
Fixed Rate Mortgage vs. Adjustable Rate Mortgage
Fixed Rate Mortgage vs. Adjustable Rate Mortgage: Which is Right for You? As a homebuyer or a homeowner, choosing the right mortgage can have a significant impact on your financial future. One of the most important decisions you’ll need to make is whether to opt for a fixed-rate mortgage or an adjustable-rate mortgage (ARM). Treasury […]
The Power of Pre-Qualification
The Power of Pre-Qualification with Treasury Funds Home Loans, Inc. In the bustling world of California real estate, the key to securing your dream home is often hidden in the details—specifically, the benefits of being pre-qualified for a home mortgage loan. Whether you’re a seasoned homeowner, a first-time buyer, or a real estate agent navigating […]
6 Steps: Preparing to Buy a Home
There are many things to take into consideration when preparing to buy a home. Below, I have outlined 6 key issues that are important for you, a prospective homebuyer, to address. Each item is detailed below the outline. Review your credit Once you decide you may be in the market to buy a home, you’ll […]
California’s Rising Rents
California’s Rising Rents California has been seeing rapidly risings rents since 2021. Not unlike the spike in costs for goods and services, rent is rising faster than worker incomes, especially here in California. A reason behind these rent increases is due to demand being greater than existing supply. Much construction has been delayed due to […]