Conventional Loans Mortgage Loans

Average Mortgage Rates Since 1972

Conventional, Conforming, 30 Year Fixed-Rate, 50 Year Mortgage History


YearAverage Interest RateAverage Points
19727.380.9
19738.041.0
19749.191.2
19759.051.1
19768.871.2
19778.851.1
19789.641.3
197911.201.6
198013.741.8
198116.632.1
198216.042.2
198313.242.1
198413.882.5
198512.432.5
198610.192.2
198710.212.2
198810.342.1
198910.322.1
199010.132.1
19919.252.0
19928.391.7
19937.311.6
19948.381.8
19957.931.8
19967.811.7
19977.601.7
19986.941.1
19997.441.0
20008.051.0
20016.970.9
20026.540.6
20035.830.6
20045.840.7
20055.870.6
20066.410.5
20076.340.4
20086.030.6
20095.040.7
20104.690.7
20114.450.7
20123.660.7
20133.980.7
20144.170.6
20153.850.6
20163.650.5
20173.990.5
20184.540.5
20193.940.5
20203.110.7
20212.960.7
2022
as of 4/30/22
4.090.8

Although we are currently facing a rise in interest rates, historically speaking, rates are still quite low. Whether it be a purchase or refinance, today is still a good day to seek financing.

Let us know if we can help.

For more detailed information regarding the above graph, please visit the source of this information: Freddie Mac


Treasury Funds Home Loans, Inc. for all your financing needs

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