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Purchase & Refinance Programs at a Glance

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Let US Get YOU the RIGHT Loan!

With so many choices for your mortgage loan needs, we’re here to help get you the right loan.
We will find you the loan with the best rate & terms available for your needs
Click here for a summary of loans and guidelines
Contact Treasury Funds Home Loans, Inc. 949-254-4721 for more information
or
Apply Here for Quick Pre-Qual or Full Application

Treasury Funds Home Loans, Inc. for all your mortgage loan needs!

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Is an Adjustable Rate Mortgage Right for You?

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While the U.S. Federal Reserve is set to increase the federal funds rate by 0.50%, it is important to note that rates are still low, historically speaking. This is the first time, however, that rates will increase by 1/2 percentage point, at one time, since May of 2000. The purchase market is still strong and […]
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Average Mortgage Rates Since 1972

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Conventional, Conforming, 30 Year Fixed-Rate, 50 Year Mortgage History Year Average Interest Rate Average Points 1972 7.38 0.9 1973 8.04 1.0 1974 9.19 1.2 1975 9.05 1.1 1976 8.87 1.2 1977 8.85 1.1 1978 9.64 1.3 1979 11.20 1.6 1980 13.74 1.8 1981 16.63 2.1 1982 16.04 2.2 1983 13.24 2.1 1984 13.88 2.5 1985 […]
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3%-3.5% Down Payment – Conventional vs FHA

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If you’ve ever wondered what the difference is between a 3% down conventional loan and a 3.5% FHA loan, please see the at-a-glance chart below. These are the main differences between the 2 loans. For more information, please give us a call 949-254-4721, anytime! Conventional Financing FHA Financing At least 1 borrower must be first […]

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